Amortization Schedule Calculator
See exactly how each payment splits between interest and principal, month by month.
| # | Payment | Interest | Principal | Balance |
|---|
Frequently asked questions
Why does interest dominate early payments?
Interest is charged on the full balance. Early on the balance is high, so most of each payment is interest. As the balance falls, more goes to principal.
Does this match my lender's statement?
It matches standard fixed-rate amortization. Small rounding differences from your lender are normal. For taxes or legal use, rely on the official statement.
Can I track my current standing?
This shows the full schedule from day one. To see where you stand after payments made, use our Loan Balance calculator.