Auto Loan Calculator
Estimate your car loan monthly payment, total interest, and full cost from price, down payment, rate, and term.
Frequently asked questions
What is a good down payment?
Aiming for 20% down on a new car helps avoid negative equity and usually unlocks a better rate.
Does this include sales tax?
No. Sales tax varies by state and is often rolled into the loan — use the Sales Tax calculator, then add the total to the price.
Should I lease instead?
Leasing typically has lower monthly payments but no ownership at the end. Compare with the Lease calculator.